Discovering that your loved one has Long-Term Care Insurance (LTCI) in a time when you’re wondering how to afford the care they need can be a great deal of help. Filing that claim for that policy to pay correctly for care may be another story.
That’s because of how many policy types there are, how qualifications for care work for each one individually, and the different licensure of care settings at the state or federal level. Navigating this process can be complex and you may need help.
5 Things to Do Before Filing a Long-Term Care Insurance Claim
Details online – keith
1. Designate a Family Coordinator
2. Read the Entire Policy
3. Understand the Benefit Triggers – Acts of daily living (ADL’s) include:
- Bathing
- Dressing
- Eating
- Transferring
- Toileting
- Continence
4. Understand the Policy Benefits
5. Follow Up
Posted On 09 Feb 2016
Source: 5 Things to Do Before Filing a Long-Term Care Insurance Claim
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